Many experts find it odd that banks and financial institutions have mostly sat out the buy now, pay later (BNPL) boom, but a recent PYMNTS TV On the Agenda panel featuring Amount COO Chris Hamilton, Marqeta COO Vidya Peters and Mastercard EVP of Product and Engineering, North America, Chiro Aikat shows that banks not only have a future in installment credit — they also have some advantages to exploit.