Read more about how to create the perfect budget: http://bit.ly/2H5hxBV Budgets are hard. And no matter how many times we’ve told you to start one, or recommended apps to help you stick to one, you still probably don’t follow a budget perfectly every month. Why is that? Well, the dozens of apps, spreadsheets, and other methods just don’t account for real life and all the expenses we don’t think of. There are plenty of expenses we have that aren’t monthly that take up more of our money than we planned. So what do we do about this? Watch the video to find out.