Banks have to grapple with the looming threat of decentralized finance. They may have customer-experience advantage for now, but the window of opportunity is shrinking, Algorand director of business solutions Giuliana Berchicci and Bnext CEO and co-founder Guillermo Vicandi told PYMNTS recently. But to stay dominant, traditional financial institutions need to take a few cues from the seismic wave shaking up finance.