Banks Say Better to Be Proactive Than Reactive When Making Payments Real Time

All it will take to realize the full potential of instant payments in the U.S. is a little bit of innovation and a lot of interoperability — or vice-versa, Form3 Senior Product Manager Cory Barnes, M&T Bank SVP of Enterprise Fraud Policy and Governance Aaron Steinitz, and Bank of America Head of U.S. Real-Time Payments Miyoshi Lee tell PYMNTS.