Future-proofing trust in payments is being reshaped by data-driven decisioning. Marcos Gelfi, VP – global head of commercial fraud/dispute products and cardholder solutions at Discover Global Network; Jeff Hallenbeck, head of payments at Forter; and Freyja McKenna, head of fraud and risk, EMEA at Adyen, share how the integration of industry collaboration and proactive fraud detection are essential elements of 21st century payments best practices.