Mortgage rates are now at their highest level in months. Freddie Mac reported on Thursday that the average rate for a 30-year fixed mortgage rose to 6.46% just as the spring buying season gets underway. Those rates had dipped recently below 6% to levels not seen since 2022 — until the war started in Iran. Now fewer people are applying for home loans, according to the Mortgage Bankers Association, and the typical mortgage payment is inching up, per a study from real estate company Redfin.