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Welcome to Nasdaq trade talks,

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where we meet with the top thought leaders and strategists in emerging technologies,

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digital assets and regulatory landscape, and capital markets.

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I'm your host, Jill Malandrino,

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and joining us this afternoon, we have John Devine,

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execution specialist at Blockfills,

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as well as Alan Orrick,

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co-founder of Clyde Network.

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We're here to discuss why 2025 could be the year for scaling,

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transparency and deeper market integration of decentralized exchanges.

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The DeFi landscape underwent a significant transformation in 2024,

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marking a year of convergence between decentralized and traditional finance.

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Blackrock fidelity ventured into decentralized staking,

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while decentralized exchange is known as Dex gained

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traction as essential hubs for liquidity and innovation.

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It is great to have the both of you with us.

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Let's kick it off with you, John.

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Give us a brief introduction,

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a reminder of where Blockfills is within the ecosystem.

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Yeah, sure. Great to be back with you, Jil.

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Jill. So Blockfills were an institutional liquidity provider and market maker.

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So so we're serving exchanges and we're also serving the, you know,

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participants directly like proprietary traders,

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hedge funds, bitcoin mining companies.

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And now more and more,

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we're starting to have conversations and looking

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to integrate with different decentralized exchanges.

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All right. And Alan, give us some background.

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Yeah. Hi, Jill. Thank you for having me on.

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My name is Alan Orrick. I'm the co-founder of Koi network.

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Koi is a scalable and programmable layer one blockchain,

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and we have a live network that is operating across the globe.

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So you can think of it being the decentralization of Bitcoin,

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speed of Solana, and programmability of Ethereum,

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looking to bring the next billion users on chain and actually plug in

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to these decentralized technologies and have something that can scale to global adoption.

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We're so excited to jump into the topic of liquidity and Dex profiles.

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And, Alan, before we get into outlook with you and John,

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give us a high level overview of Dex decentralized exchanges.

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How are they like and how are they unlike central exchanges?

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Yeah. So a decentralized exchange runs on a blockchain.

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So when you think of how the actual user can come in and interact,

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they're not interacting with a central intermediary.

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They're interacting with the network as a whole or a smart contract.

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So the smart contract can operate and

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facilitate the exchange of these assets in a trustless manner.

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So just as Bitcoin revolutionized having a monetary system that has

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no central intermediary or no owner of the entire network or ecosystem,

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the Dex or the decentralized exchange has

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no central authority over that facilitation or trade of those assets on a blockchain.

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So some of the largest ones that we've seen are Uniswap, pancake swap,

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and newer exchanges or exchanges such as

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hyper liquid that are facilitating these trading operations.

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What are the benefits to decentralized exchanges? John.

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This is going to be the fascinating question.

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I mean, right now the the low hanging fruit benefit to a decentralized exchange.

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It allows access to liquidity and liquidity pools,

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and you don't necessarily have to go through the hoops that you

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have to go through to face a centralized exchange.

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And what I mean by that is onboarding processes and

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traditional mechanisms that that are KYC policies and procedures.

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Those don't really, really come into play with with decentralized exchanges.

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That's the low hanging fruit.

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Of course, we're anticipating that the benefits won't just stop there.

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You're also talking about different,

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different ways to look at counterparty risk,

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as opposed to facing off with a centralized entity where you're

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facing against a balance sheet with a decentralized exchange.

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You're really you're facing off against code,

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and the risk becomes code risk.

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And that's another way to think about

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maybe some advantages that are going to come into play.

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Yeah. And Alan, I see you're shaking your head.

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But we do have to address the concerns when it comes to

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transparency and potential downsides.

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What are some of the pushback that you're getting?

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Because I hear no KYC.

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Nothing central governing this.

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And I can understand, you know,

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the obvious apprehension of institutions wanting to get involved.

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What are these downsides and how is it being addressed?

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Yeah, I mean, from my side, the way I see the downsides with the centralized exchanges,

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looking at moving into a Dex type architecture is that again,

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they lose a lot of control of their operations.

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So as we were saying with John's point,

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these are permissionless systems.

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So you don't really have an input of KYC.

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You don't have a way of censoring or

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limiting the ways in which people operate with these order books.

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And you have these systems that run 24 over seven.

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That's another big benefit,

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is that there's no sort of on and off time.

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It's you can go and interact with a decentralized exchange at any point,

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at any time of the day, holiday or not,

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or, you know, 9 to 5 or not.

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So I think whenever you're looking at some of

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the downsides of people moving into this Dex style architecture,

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it's how do we move away from this traditional world,

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this traditional finance, into something that is more open,

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more permissionless or more permissionless and has

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this way of achieving and getting that next level of legitimacy,

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because I do think there is a lot of skepticism

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and a lot of speculation around how Dexs work,

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and I think it's going to take a lot of time to ensure that

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these operate in a way that is transparent,

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because that is what's going to reassure

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all the customers and people using Dexs as they trade these assets on a blockchain.

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And John, you can understand why

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a tradfi institution or asset manager would have some pushback.

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I mean, they are in a heavily regulated space, right?

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So whether it's it's developing regulatory framework around that or finding

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solutions to be able to adhere and comply with regulations.

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I would imagine that's going to be a roadblock until that solution is delivered.

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That's that's how I see it.

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And I think the the broader digital asset industry understands the constraints that

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more traditional finance market participants

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are facing when trying to come into this decentralized world.

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There's going to have to be some type of bridge mechanism where

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we utilize permissioned decentralized Centralized exchanges,

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although there's a little bit of a conundrum in saying that.

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But but I think there is a route where you can have decentralized protocols,

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stand up exchanges in a decentralized fashion,

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but then make users go through a KYC process,

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or at least have some type of control on who has access to

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specific instruments or markets that are offered on the on on a specific Dex.

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That's seemingly almost has to happen before we we really

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get buy in from traditional finance to engage in these types of protocols.

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Yeah. And John I'm sorry. Go ahead Alan.

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I was going to chime in on John's point.

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We're seeing that live today right.

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Like Blackrock is deploying the Biddle fund on chain.

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Coinbase is actually just this week issuing

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KYC pools for people to provide LP on against base.

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And there are ways of bringing these traditional assets,

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these ways, these stocks, these bonds,

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these other instruments in a KYC or sort of limited manner

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for the people that are accustomed to that type of interface.

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And so I think we'll see that industry in that area continue to grow.

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But for the people that do want to remain crypto native and have the know how

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and the expertise to actually use these systems in the way in which they're designed,

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or the way in which they intend to kind of plug in more to that permissionless side,

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we'll see that still kind of have that appetite there as well.

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Yeah. And John, we spoke about this.

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This is a good segue for the question I was going to ask.

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We spoke about this at Global ALTs.

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Right. And when you think about the trajectory of rwas,

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the tokenization and so forth,

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that's really where the pools of liquidity are going to be

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sourced as the capital markets become more digitized and evolve.

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So what is the market maker role and why is it vital in

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ensuring liquidity for tokens that are listed on Dex.

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You know. Okay. So so I'm going to I'm going to try and

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and and split this into two different two different answers.

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So when you think about market making on a decentralized exchange,

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if we're talking about assets that are already liquid, so to speak,

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like Bitcoin or Ethereum or the options of, you know,

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call and put options for those assets or just any token that's trading in the top,

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you know, 200 by market cap.

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That liquidity provision is important on decentralized exchanges.

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But I don't think it's the most fascinating part

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of where market makers are going to come into play.

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Um, of course, market making companies are going to

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find opportunities to provide liquidity in

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already liquid assets that can be traded on centralized exchanges.

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But to me, what's fascinating is being able to provide liquidity

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in tokenized assets that aren't trading on centralized exchanges.

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And so you think about like the,

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the progression of of a digital asset.

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And how does it how does it come into play, so to speak.

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There's there's in traditionally there's there's been this this queue,

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you get in line to get listed at Binance or to

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get listed at Coinbase or Kraken or whatnot.

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But in the past few years,

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and certainly since Uniswap has come on the on the scene,

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we're seeing projects just completely

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skip that that queue for centralized exchange access,

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and they're listing directly on decentralized venues.

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That's where I think market makers are going to be able to sharpen their pencil and say,

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okay, what assets are getting deployed into these dexs?

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They're naturally illiquid because there is no centralized component to them yet anyway.

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And how can we provide a bid offer,

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spread and still manage risk in an acceptable fashion?

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That's where I think there's going to be a lot of juice for

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for liquidity providers to think about providing value to the ecosystem.

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Yeah. Alan, if you could expand upon that point,

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because I think that's interesting.

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Let's compare it to Tradfi as an example.

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There's a lot of ETFs that launched,

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and you're always looking to source liquidity in a very, very competitive space.

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Do you see that happening in the digital space where you

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know there's there's a certain segment that will always have,

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um, you know, a good source of liquidity and then all the other outliers.

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Or does the digital environment democratize that in any way?

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Yeah. I mean, I think if we look at the crypto landscape,

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it's all about what actually is gaining that liquidity.

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And then the market makers will flock to what has the interest.

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And I think things that drive utility long term will continue to

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sustain and will continue to be the thing that actually pushes forward crypto,

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because I think it's about looking at the ethos of why we're here,

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why we're creating these tokens and what's actually building crypto adoption.

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So taking a step back,

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I'm excited about the things that actually promote usage

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of blockchain technology and ensure that people can participate

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in decentralized systems and participate in the operation and

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facilitation of the sort of whole vision of Bitcoin.

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And on top of that,

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all the innovations from it.

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So dexs are one part of that.

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And so whenever you have the ability for people to come and trade, you know,

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we're getting to this point now where a lot of it is PvP,

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a lot of it is rotations across a lot of different sort of flash in the pans.

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And so how do we make it so that market makers can come

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in and provide the right sources of liquidity,

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sustain things that are long term,

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as opposed to coming in and fighting against the retail,

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fighting against the people that are trying to understand this,

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become educated and participate.

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Because oftentimes it looks like the market

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is kind of selling one thing and then doing something different.

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So I think it's about understanding the risks associated with market making,

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as well as someone that has launched a token project,

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we've seen the ways in which market makers can come in and propose different offers,

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or have different types of schemes or systems that can sort

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of either take advantage of a nascent team or or help a team grow.

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So it's about bringing in the right partners that want to help the project excel.

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And I think when you talk about ETFs to that,

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it's definitely something that does conflict or have

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a competing edge with the liquidity profile for things that are native on chain.

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Which is so interesting, John,

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because it's going to be I'm curious to see what projects that come on

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chain are going to be successful and what market makers gravitate to and what they won't.

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Do you have any insight into that in terms of where they're flocking to now, and what?

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What future projects do you think will be successful?

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I can't help but but approach

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the decentralized conversation from a bit of a biased perspective.

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And, you know, I come into this market really as an options specialist for Bitcoin,

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Ethereum, Solana, ET cetera.

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And so what I'm,

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I'm really focusing on right now is how are

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derivatives and liquidity going to build out in decentralized exchanges.

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We're seeing perpetual swap liquidity get get solved pretty seamlessly, I would say.

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But the options market is is a little bit of a different animal.

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And it hasn't had that that adoption curve.

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I would say that that the spot assets are

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the perpetual swap assets have experienced thus far.

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And there's a there's a few different functions as to why this is.

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But, uh, at the at the foundational level,

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we just need more professional options,

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market makers willing to commit capital to these decentralized venues.

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It's very capital intensive to to make a market in decentralized options.

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And so that's been a barrier.

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I'm hopeful that there's going to be some innovation on risk management procedures that

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will allow for some more capital efficiency when

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providing liquidity in a decentralized options vault.

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Um, I don't think we're quite there yet,

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but we're getting close.

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And I'm even starting to hear,

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you know, from the hedge fund community,

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they're starting to participate in some of

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these DeFi options vaults as liquidity providers.

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And that's not even their main, their main focus.

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So so there is growing interest.

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I'm talking options.

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I'm also fascinated by the idea that,

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again, coming from a commodities background, I'll be biased again.

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But tokenization of commodity markets that are illiquid or

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not as easily accessible for retail participants in traditional finance,

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let alone professionals like,

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you know, one that just came up was uranium.

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And you start to think about like as,

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as nuclear becomes a conversation again and as, as a,

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as a robust form of, of energy for,

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for us here on Earth with managing risk around that input,

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uranium is going to become a big deal.

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It's not a very well developed market in traditional finance,

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and it's a perfect opportunity to prove this decentralized, um, you know,

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exchange architecture to bring in liquidity for a tokenized commodity like uranium.

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And I could go down the list.

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I mean, that's really interesting. And we've seen the traction that it's built with,

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with treasuries as an example.

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I think, Alan, one of the things that we need to exercise to his patients,

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this is a young asset class.

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It is competing with Tradfi.

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It doesn't have the typical framework around it yet.

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And you wouldn't see companies like Blackrock or

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Coinbase making investments into this if they didn't have a longer term vision.

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Right. And I think there's this recency bias that we,

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um, expect immediate results.

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So I want to ask this question to both you and John from

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a near-term perspective and longer term as well.

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Right. Why could 2025 be the crucial year

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for scaling transparency, deeper market integration?

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Yeah. So as you look at

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sort of the past 15 years of crypto with Bitcoin starting in 2009,

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there's been so much that we've accomplished.

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But really we're only just getting started.

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We have regulation headwinds clearing right now.

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We have things like the Bitcoin strategic reserve

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the digital asset stockpile, stablecoin bills,

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and other types of regulation that are coming down

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the pipeline that overall create this sort

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of forward looking plan and this progress that can easily bring these assets on chain,

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because it feels like really for the past ten years,

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a lot of it has been very circular in terms of all

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of it existing in one ecosystem and the same players.

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So how do we grow the pie,

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bring people in and actually facilitate contracts,

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facilitate trade, facilitate payments,

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facilitate actually using these systems that we've

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designed to go and do things like buying a car with crypto,

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buying a coffee with crypto,

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or actually having ways that we can settle contracts against these decentralized systems,

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and then having that as a means of entry.

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So I think all of the things that Coinbase, Blackrock,

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other larger institutions that are looking at

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this are thinking of it from a practical way,

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and they're thinking it from how do we actually get more assets to use these systems?

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Because at the end of the day,

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they're better than the existing infrastructure that we had.

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As I said earlier, they operate in a 24 over seven manner.

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They're decentralized across the globe, and they're robust.

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And so we can trust that these systems are going to remain long term.

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And it's a matter of how do we improve transparency, improve the trust,

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the reliability and ensure that we have more people that can get

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access to these forms of asset classes.

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Right. And John, to wrap up here,

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when you think about it, longer term, it's exciting for me,

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as we're seeing in real time how market infrastructure is evolving and how it's going to,

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you know, change the landscape for global capital markets.

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What are your thoughts longer term?

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You know, there's there's something that we talk about in in

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these DeFi conversations called an atomic swap.

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And it's where I let's I'll use Bitcoin and a stablecoin as an example.

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I want to I want to buy Bitcoin.

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There's another seller I want to interact with. Okay great.

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I can deposit a stablecoin into a smart contract.

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And that seller can deposit bitcoin into that smart contract.

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And then they will automatically swap once both assets are in the smart contract.

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And I think this is going to be

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just a fundamental shift in how we think about transferring assets between each other,

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even in traditional finance.

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It just it removes an incredible amount of counterparty risk on these types of deals.

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And then the the other one that I think is

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just long term obvious play here is the lending and borrowing markets.

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And again I'll use Bitcoin.

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But we can talk about borrowing dollars against

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your stock portfolio or whatever traditional asset you want to talk about.

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But you know let's say I own Bitcoin and I want to borrow dollars against that asset.

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I can use the same type of a smart contract,

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deposit bitcoin into that contract and pull out stablecoin in this case.

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And that contract will manage the LTV and the liquidation levels automatically.

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And I'll have to collateralize if my underlying asset moves

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lower in price and I get collateral return if it moves higher.

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I think this is where

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the fundamental mechanics of finance will be impacted and it'll be long standing.

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All right. I appreciate both of your insights.

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Thanks for joining us on trade talks.

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I'm Joe Malandrino, global markets reporter at Nasdaq.

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Thanks, Joe.

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Thank you Joe.